A review of your return
Reading your return for what it says about the plan, and what could be handled differently next year.
Responsible planning to mitigate tax burden
Tax Planning
Planning for taxes all year, not only at filing time, so you keep more of what you've worked to build.
The short version
Tax preparation records what already happened. Tax planning looks at what is coming and asks what could be done differently while there is still time to do it.
We treat taxes as an ongoing part of your plan. That means reading your return for opportunities, timing income and withdrawals with the tax cost in mind, and working with your CPA so the plan and the return agree.
What this covers
What the work includes
Strategies for business owners and professionals
Owners and high earners often have ways to reduce personal taxes that go unused. We look for them and build them into the plan.
Tax-smart retirement income
Our Tax Smart Retirement Paycheck approach looks at when and where retirement income should come from, so the paycheck you draw is as tax-efficient as it can be.
Coordination with your CPA
We work alongside your tax preparer and legal advisors rather than around them. Nothing on this site is legal or tax advice.
How it works
The sequence
- 1
Understand the picture
Income sources, account types, brackets, and what is likely to change in the years ahead.
- 2
Find the opportunities
Where the plan is giving up more than it needs to, and what is realistic to change.
- 3
Build them into the plan
Tax decisions become part of the ongoing plan rather than a once-a-year scramble.
- 4
Revisit as things change
Rules change, income changes, and life changes. The plan is reviewed as they do.
Also part of the picture
These do not work in isolation
Each of these connects to the others. That is the point of managing them as one plan.
A strategy built around you
Financial Planning
A comprehensive plan across your whole financial picture, not just your investments.
Read moreGrow and protect what you've builtInvestment Management
Long-term growth with short-term risk management: invested while the market is healthy, defensive when it turns.
Read moreThoughtful advice for future generationsEstate Planning
Wills, trusts, and a clear plan for what your wealth should do for the people and causes you care about.
Read moreImagine the Possibilities
What could your wealth make possible?
A first conversation costs nothing and commits you to nothing. We will talk about where you are, what you want, and whether we are the right fit. If we are not, we will tell you.